11 Reasons You Need a Mortgage Broker

For many Australians, buying a home is a priority, yet housing affordability is a pressing concern. Generation Y, in particular, is faced with high further education fees and a lack of suitable employment. In some areas, most notably Sydney, property prices far outstrip median income. Government advice to “just get a good job” is not…

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7 Common Sense Financial Tips for Young Adults

Most schools don’t teach kids how to manage their money. This is a real shame, as it is a lesson that you really need to learn. Unfortunately, as soon as a young person lands a well-paid job, they blow all their money on clothes, nights out, a car, tickets to festivals, and having fun. Before…

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Benefiting from your Home Insurance

We all know that a home loan insurance is a requirement of most lenders, but ensuring that you get the most benefit from your Home insurance should be a priority. Ensure you are familiar with the fine print before choosing a policy. Many home insurance policies have a cap on the claimed amount for burglaries…

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Choosing the right alternative investments

Return on investments is not limited to only real estate. There are non-traditional investments such as collectables that can be fun and very often increase in value over time. Sports memorabilia, vintage and antique cars, art, antique furniture, coins, wine, and liquor are often highly sort after investment opportunities. We must advise though that investing…

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How do I renovate?

Plan for a Successful Renovation. There is certainly no denying that when it comes to renovations it can be an incredibly exciting, and exhilarating time, but with a strong desire and temptation to just dive straight into a renovation project important aspects of the project can sometimes be missed, thus causing unnecessary finances later down…

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How do you buy a second property?

It is stressful getting into one property, but when it comes to a second property, how do you get started? There are 4 main areas we advise clients to look at: Plan your Strategy There are various strategies out there, but you need to be comfortable with the strategy you choose. Ask yourself, is this…

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How Investment Lending changes will affect you!

How Investment Lending changes will affect you! Some of you may or may not be aware of the recent big changes in regards to investment lending that occurred over the past few weeks. The official Australian Prudential Regulation Authority (also abbreviated to APRA) has been consistently pressuring banks into significantly limiting their investment lending growth…

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How many ways can you buy a car?

A new or used car is a fairly significant purchase. A 2016 Ford Falcon XR8 will cost you around $55k with a smaller 2014 Ford Focus Titanium worth around $32k. The older the car, the cheaper it will be, but even so, most people can’t afford to pay cash for a new vehicle. There were…

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