Why use a broker and not a Bank?

In today’s economy, choice is our biggest ally and with so many people heading straight to their bank when it comes time to apply for a home loan, they are missing out the significant benefits that choice affords us. There are numerous reasons why seeking the advice of a broker for your home loan or…

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What makes a good investment property?

We all get extremely excited when it comes time to start looking for our “First Home” or “investment property” but there are several factors that are often overlooked. Ensuring that you select a good investment property should be your primary goal to ensure a greater return in the future, not only in capital growth but…

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What does the FSI mean for mortgages?

Let me preface this by saying that the FSI is an acronym for Financial System Inquiry. For further information click FSI    Governments FSI response: what it means for mortgages. It’s been 10 months since the FSI published its final report. Now the government has made its decision on recommendations that will reshape the Australian…

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Think Like The Rich.

Think Like The Rich.   So it has been a few months now, and you have scrimped and saved every last penny of your pay cheque to pay off some debt here and some debt there. You managed to successfully stick with the budget you set out with and each week you successfully put a…

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The Pros and Cons of Refinancing your Home Loan

For many the buying of a home is the single biggest purchase they will make in their lifetime. Most will require finance in order to buy a home, but just because you already have finance and are busy paying off your home, your options don’t end there. Home loans can be refinanced and in this article we…

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Take advantage of great car deals

The end of the financial year is fast approaching and car dealers are already starting to prepare for the sales.   As we approach June, car manufacturers and dealers have targets that need to be met. What this means for you? It’s a great time for you to get that new car – at a reduced…

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So excited for Investment Loans

By far the majority of mortgage loans we handle are investment loans. They simply dominate the market. Having grown by 37% in the last 4 years and owner occupied loans only growing by 4% in the same period according to Roy Morgan Research Consumer Single Source Survey. In a similar survey almost 70% of the…

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Renovation for Profit

Many people nowadays think that a simple renovation will lead to further profits, but this is not always the case. We discuss how to profit from a renovation. Starting with the most important factor, the RIGHT suburb, street, address! A particular area can attract significantly higher prices for renovated homes than others. Start by researching…

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Pick and Choose

Car and motor vehicle finance.      With us, you can get more than just a home loan. You can also access some great loans for private cars, commercial vehicles, as well as plant and equipment purchases for your business. What’s more, we have access to a wide variety of lenders, to make sure you get the…

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