11 Reasons You Need a Mortgage Broker

For many Australians, buying a home is a priority, yet housing affordability is a pressing concern. Generation Y, in particular, is faced with high further education fees and a lack of suitable employment. In some areas, most notably Sydney, property prices far outstrip median income. Government advice to “just get a good job” is not…

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Think Like The Rich.

Think Like The Rich.   So it has been a few months now, and you have scrimped and saved every last penny of your pay cheque to pay off some debt here and some debt there. You managed to successfully stick with the budget you set out with and each week you successfully put a…

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What does the FSI mean for mortgages?

Let me preface this by saying that the FSI is an acronym for Financial System Inquiry. For further information click FSI    Governments FSI response: what it means for mortgages. It’s been 10 months since the FSI published its final report. Now the government has made its decision on recommendations that will reshape the Australian…

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How Investment Lending changes will affect you!

How Investment Lending changes will affect you! Some of you may or may not be aware of the recent big changes in regards to investment lending that occurred over the past few weeks. The official Australian Prudential Regulation Authority (also abbreviated to APRA) has been consistently pressuring banks into significantly limiting their investment lending growth…

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Open House Inspections

It’s no secret that house hunting can most certainly be a daunting task. Regardless of whether this is your second investment property or your first dream home. Now that you have scanned through your local real estate listings and have spent countless hours investigating every “For Sale” sign in your dream neighbourhood, you may have…

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Choosing the right alternative investments

Return on investments is not limited to only real estate. There are non-traditional investments such as collectables that can be fun and very often increase in value over time. Sports memorabilia, vintage and antique cars, art, antique furniture, coins, wine, and liquor are often highly sort after investment opportunities. We must advise though that investing…

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Mortgage Broker, Always here for you

Don’t expect your mortgage broker to only arrange the best possible finance solutions for you. Expect so much more from your Mortgage broker. At GM Finance Plus we will give you that much more! Always being up to date with finance products and current services on offer, especially now with all the competition between banks,…

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Why use a broker and not a Bank?

In today’s economy, choice is our biggest ally and with so many people heading straight to their bank when it comes time to apply for a home loan, they are missing out the significant benefits that choice affords us. There are numerous reasons why seeking the advice of a broker for your home loan or…

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