11 Reasons You Need a Mortgage Broker

For many Australians, buying a home is a priority, yet housing affordability is a pressing concern. Generation Y, in particular, is faced with high further education fees and a lack of suitable employment. In some areas, most notably Sydney, property prices far outstrip median income. Government advice to “just get a good job” is not…

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Think Like The Rich.

Think Like The Rich.   So it has been a few months now, and you have scrimped and saved every last penny of your pay cheque to pay off some debt here and some debt there. You managed to successfully stick with the budget you set out with and each week you successfully put a…

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What does the FSI mean for mortgages?

Let me preface this by saying that the FSI is an acronym for Financial System Inquiry. For further information click FSI    Governments FSI response: what it means for mortgages. It’s been 10 months since the FSI published its final report. Now the government has made its decision on recommendations that will reshape the Australian…

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How do I renovate?

Plan for a Successful Renovation. There is certainly no denying that when it comes to renovations it can be an incredibly exciting, and exhilarating time, but with a strong desire and temptation to just dive straight into a renovation project important aspects of the project can sometimes be missed, thus causing unnecessary finances later down…

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How Investment Lending changes will affect you!

How Investment Lending changes will affect you! Some of you may or may not be aware of the recent big changes in regards to investment lending that occurred over the past few weeks. The official Australian Prudential Regulation Authority (also abbreviated to APRA) has been consistently pressuring banks into significantly limiting their investment lending growth…

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Open House Inspections

It’s no secret that house hunting can most certainly be a daunting task. Regardless of whether this is your second investment property or your first dream home. Now that you have scanned through your local real estate listings and have spent countless hours investigating every “For Sale” sign in your dream neighbourhood, you may have…

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Renovation for Profit

Many people nowadays think that a simple renovation will lead to further profits, but this is not always the case. We discuss how to profit from a renovation. Starting with the most important factor, the RIGHT suburb, street, address! A particular area can attract significantly higher prices for renovated homes than others. Start by researching…

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Our ever booming Construction industry

Over the last few years we have seen record breaking housing constructions underway and according to researchers this is going to simply continue. Researchers show that the construction boom has encouraged the extended low periods of interest rates, which in effect have encouraged more builders and developers. It has been recently reported that home building…

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How do you buy a second property?

It is stressful getting into one property, but when it comes to a second property, how do you get started? There are 4 main areas we advise clients to look at: Plan your Strategy There are various strategies out there, but you need to be comfortable with the strategy you choose. Ask yourself, is this…

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