11 Reasons You Need a Mortgage Broker

For many Australians, buying a home is a priority, yet housing affordability is a pressing concern. Generation Y, in particular, is faced with high further education fees and a lack of suitable employment. In some areas, most notably Sydney, property prices far outstrip median income. Government advice to “just get a good job” is not…

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Think Like The Rich.

Think Like The Rich.   So it has been a few months now, and you have scrimped and saved every last penny of your pay cheque to pay off some debt here and some debt there. You managed to successfully stick with the budget you set out with and each week you successfully put a…

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What does the FSI mean for mortgages?

Let me preface this by saying that the FSI is an acronym for Financial System Inquiry. For further information click FSI    Governments FSI response: what it means for mortgages. It’s been 10 months since the FSI published its final report. Now the government has made its decision on recommendations that will reshape the Australian…

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How do I renovate?

Plan for a Successful Renovation. There is certainly no denying that when it comes to renovations it can be an incredibly exciting, and exhilarating time, but with a strong desire and temptation to just dive straight into a renovation project important aspects of the project can sometimes be missed, thus causing unnecessary finances later down…

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How Investment Lending changes will affect you!

How Investment Lending changes will affect you! Some of you may or may not be aware of the recent big changes in regards to investment lending that occurred over the past few weeks. The official Australian Prudential Regulation Authority (also abbreviated to APRA) has been consistently pressuring banks into significantly limiting their investment lending growth…

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Open House Inspections

It’s no secret that house hunting can most certainly be a daunting task. Regardless of whether this is your second investment property or your first dream home. Now that you have scanned through your local real estate listings and have spent countless hours investigating every “For Sale” sign in your dream neighbourhood, you may have…

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Benefiting from your Home Insurance

We all know that a home loan insurance is a requirement of most lenders, but ensuring that you get the most benefit from your Home insurance should be a priority. Ensure you are familiar with the fine print before choosing a policy. Many home insurance policies have a cap on the claimed amount for burglaries…

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Why use a broker and not a Bank?

In today’s economy, choice is our biggest ally and with so many people heading straight to their bank when it comes time to apply for a home loan, they are missing out the significant benefits that choice affords us. There are numerous reasons why seeking the advice of a broker for your home loan or…

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