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Residential & First Home Buyer Loans

Professional Ideas And Advice If You’re New To Home Buying

Given how many attractive loan options there are, trust us to help you find the right one.

Purchasing your first ever home is an overwhelming experience, particularly given the rising home prices and tight supply across the continent. However, once all the documents are signed and stamped, and you get handed the keys to your new home, you want to sleep your first night there knowing that your home loan helped you get the job done fast and easy.

We’re here to work with you through this stressful yet adventurous period of your life. From helping you come up with a budget to understanding the responsibilities, we’ll be honest with you about matching your borrowing ability versus the lending options in your state or territory. Our finance professionals know how to get aspiring residents into their first homes, from Perth to Sydney. We also make sure that you get your first home within your realistic budget and in terms and conditions you’re okay with.

The most difficult part is the very first step, and this holds true if you’re looking for a home in the bustle of Melbourne or the quiet spaces of the Outback. Fortunately, getting going only takes three steps:

Compare

Gather information: Know what your choices are, but also your obligations. Our guide for first-time buyers can help.

Contact us now!

Frequently Asked Questions For First Time Home Buyers:

What is stamp duty? How much does it cost?

This is something that every Territory or State government charges on property transactions. The cost varies, but usually varies depending on the value of that transaction.

What about building a home?

Are you looking to build a dream home? Have a conversation with us about that, and we’ll help you find ways that can pay for that dream that fit within your means but also meets your needs.

What happens on auction day?

If you have interest in a property that is going to for sale through an auction, then it’s critical that you know just what to expect on auction day. We can help you prepare for that.

What is the settlement process like?

Once you sign the required documents, the next part of the process is the settlement phase.

Settlement is the name for the official process where ownership of a property is legally transferred from the seller towards the buyer. This process involves both the financial and legal representatives of both parties, and once done, you’re the new owner of the property.

What do I need to apply?

We have a home loan application checklist you can use as a reference. It covers the documents we need to verify your identity, as well as your income and other relevant financial information.

What about buying off the plan?

As a first-time home buyer, you might find a few advantages to signing a contract for buying the property before it’s even completed. However, there are a few possible risks to also be mindful of.

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    May 12, 2017
What Our Clients Have To Say…
  • Just like to recommend Greg to anyone requiring his financial services. He has helped us so much with our investment property in Brisbane. He has been open, honest and kept us up to date through the whole process and we could not be happier with his services. Dealing with Greg is a bit like making a friend. read more

    Darrell and Gael – Dandenong, VIC
  • We recently purchased investment properties and used Greg Mason for our financial services. I would highly recommend Greg to anyone who may need his financial services. Greg conducted himself in a very professional manner, was transparent and honest. He dealt with matters efficiently and urgently when required. He has provided a very smooth operation from start to finish and continues to provide support as needed.

    Roy Slattery – Runaway Bay, Gold Coast
  • Greg at GM Finance enabled me to secure the property in Queensland that I wanted. His professionalism, persistence, support and rapport was second to none. I would certainly recommend his services to anyone looking for a broker that gets property ownership and investing. Thanks Greg!! read more

    Kerri H – Maiden Gully, VIC
  • Greg offered great advice and support throughout. Nothing was too much trouble and everything Greg said he would do got done. Would highly recommend giving Greg a call.

    Neil Green – Helensvale, Qld
  • Greg at GM Finance Plus recently helped us when we decided to purchase a new home. Greg was professional and went out of his way to help us through the process.
    Greg we are glad to have you on board as our Finance Broker and will be looking forward to working with you again in the future both personally and through our business.
    I highly recommend Greg, there is nothing he won’t do to help you.

    Gemma Cargill – Pacific Pines, Gold Coast
  • Greg is an excellent broker. Never left us in the dark. I would highly recommend him. We are now very happy home owners with the best deal for us.

    Brodie and Toni – Varsity Lakes, QLD
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Greg Mason, Authorised Credit Representative, 431719 of Vow Financial Pty. Ltd. ABN 66 138 789161, Australian Credit Licence 390261
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