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Residential & First Home Buyer Loans

Professional Ideas And Advice If You’re New To Home Buying

Given how many attractive loan options there are, trust us to help you find the right one.

Purchasing your first ever home is an overwhelming experience, particularly given the rising home prices and tight supply across the continent. However, once all the documents are signed and stamped, and you get handed the keys to your new home, you want to sleep your first night there knowing that your home loan helped you get the job done fast and easy.

We’re here to work with you through this stressful yet adventurous period of your life. From helping you come up with a budget to understanding the responsibilities, we’ll be honest with you about matching your borrowing ability versus the lending options in your state or territory. Our finance professionals know how to get aspiring residents into their first homes, from Perth to Sydney. We also make sure that you get your first home within your realistic budget and in terms and conditions you’re okay with.

The most difficult part is the very first step, and this holds true if you’re looking for a home in the bustle of Melbourne or the quiet spaces of the Outback. Fortunately, getting going only takes three steps:

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Gather information: Know what your choices are, but also your obligations. Our guide for first-time buyers can help.

Contact us now!

Frequently Asked Questions For First Time Home Buyers:

What is stamp duty? How much does it cost?

This is something that every Territory or State government charges on property transactions. The cost varies, but usually varies depending on the value of that transaction.

What about building a home?

Are you looking to build a dream home? Have a conversation with us about that, and we’ll help you find ways that can pay for that dream that fit within your means but also meets your needs.

What happens on auction day?

If you have interest in a property that is going to for sale through an auction, then it’s critical that you know just what to expect on auction day. We can help you prepare for that.

What is the settlement process like?

Once you sign the required documents, the next part of the process is the settlement phase.

Settlement is the name for the official process where ownership of a property is legally transferred from the seller towards the buyer. This process involves both the financial and legal representatives of both parties, and once done, you’re the new owner of the property.

What do I need to apply?

We have a home loan application checklist you can use as a reference. It covers the documents we need to verify your identity, as well as your income and other relevant financial information.

What about buying off the plan?

As a first-time home buyer, you might find a few advantages to signing a contract for buying the property before it’s even completed. However, there are a few possible risks to also be mindful of.

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    May 12, 2017
What Our Clients Have To Say…
  • Just like to recommend Greg to anyone requiring his financial services. He has helped us so much with our investment property in Brisbane. He has been open, honest and kept us up to date through the whole process and we could not be happier with his services. Dealing with Greg is a bit like making a friend. read more

    Darrell and Gael – Dandenong, VIC
  • Greg from GM finance Plus has overwhelmingly exceeded expectations on getting those banks to bend to our needs, fighting for the little guy to get what we need. Working with numerous banks and Solicitors from all sides to get the job done, facing the brunt instead of us being brought to our knees in tears if we had done it alone. Thanks Greg for a job well done. read more

    Peter and Brenda – Upper Flagstone, QLD
  • I found Greg very helpful and knowledgeable.He was able to help me refinance and purchase a new home very easily.He was always available to answer any question that I had.I would recommend Greg to my family and friends to assist them with purchasing a home

    Jane – Sydney, NSW
  • Greg goes out of his way to help get you the best finance and nothing is a problem for him. He gives great advice and I would recommend him to everyone. Thanks for all of your help Greg.

    Jacquie Kennedy – Southport, Gold Coast.
  • We would highly recommend Greg (GM Finance Plus) even if you think you are getting the best from your bank. Greg has made refinancing and purchasing a new property at the same time easy, seamless and stress free, something we thought would not be possible in the time frame we had. We are so grateful for Greg’s professional and timely advice and service, his honesty and genuine care for his clients. We will only ever go through Greg and GM Finance Plus and the team of amazing people around him for property purchases in the future and cannot recommend him highly enough. Thank you so much Greg, you have made a huge difference for our family.

    Robert McR – Elanora, Gold Coast, QLD
  • Greg is an excellent broker. Never left us in the dark. I would highly recommend him. We are now very happy home owners with the best deal for us.

    Brodie and Toni – Varsity Lakes, QLD
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Greg Mason, Authorised Credit Representative, 431719 of Vow Financial Pty. Ltd. ABN 66 138 789161, Australian Credit Licence 390261
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