Think Like The Rich. So it has been a few months now, and you have scrimped and saved every last penny of your pay cheque to pay off some debt here and some debt there. You managed to successfully stick with the budget you set out with and each week you successfully put a…
Let me preface this by saying that the FSI is an acronym for Financial System Inquiry. For further information click FSI Governments FSI response: what it means for mortgages. It’s been 10 months since the FSI published its final report. Now the government has made its decision on recommendations that will reshape the Australian…
Plan for a Successful Renovation. There is certainly no denying that when it comes to renovations it can be an incredibly exciting, and exhilarating time, but with a strong desire and temptation to just dive straight into a renovation project important aspects of the project can sometimes be missed, thus causing unnecessary finances later down…
How Investment Lending changes will affect you! Some of you may or may not be aware of the recent big changes in regards to investment lending that occurred over the past few weeks. The official Australian Prudential Regulation Authority (also abbreviated to APRA) has been consistently pressuring banks into significantly limiting their investment lending growth…
It’s no secret that house hunting can most certainly be a daunting task. Regardless of whether this is your second investment property or your first dream home. Now that you have scanned through your local real estate listings and have spent countless hours investigating every “For Sale” sign in your dream neighbourhood, you may have…
Many people nowadays think that a simple renovation will lead to further profits, but this is not always the case. We discuss how to profit from a renovation. Starting with the most important factor, the RIGHT suburb, street, address! A particular area can attract significantly higher prices for renovated homes than others. Start by researching…
In today’s economy, choice is our biggest ally and with so many people heading straight to their bank when it comes time to apply for a home loan, they are missing out the significant benefits that choice affords us. There are numerous reasons why seeking the advice of a broker for your home loan or…
We all get extremely excited when it comes time to start looking for our “First Home” or “investment property” but there are several factors that are often overlooked. Ensuring that you select a good investment property should be your primary goal to ensure a greater return in the future, not only in capital growth but…
What is a Self-Managed Super Fund and how do I get one? We hear about Self-Managed Super Funds (SMSF) everywhere from general business meetings, to networking, to family BBQ’s. Often they come up as topic of conversation when talking about one’s personal affairs. But what exactly is SMSF? We explore the pure definition of a…
