Think Like The Rich.
So it has been a few months now, and you have scrimped and saved every last penny of your pay cheque to pay off some debt here and some debt there. You managed to successfully stick with the budget you set out with and each week you successfully put a little bit of cash away for extra savings onto your growing debt repayment. Then suddenly one day out of the blue you are out and about doing your local grocery shop and then suddenly, you see that one thing you’ve wanted for awhile now and without a second thought, your determination, lack of control and all the hard work you put into paying off your debts has suddenly vanished.
Spending can become addictive.
It was just one purchase, right? No big deal? But sure enough you discover that these little unnecessary purchases are beginning to become all too frequent and you have already spent a small fortune on things you ‘want’ and not necessarily things you ‘need’. Your budget has now gone out the window and you have fallen even deeper into debt.
Change the way you think about money.
While coming to terms with the amount of debt you have fallen back into, you soon realise that unless you begin to change the way you think and look at money, you will never, in this lifetime, get ahead of your debt and you certainly won’t come into a sudden wealth without necessary change. It’s no secret that the concept of becoming wealthy and plenty of spare cash in the bank is certainly not all about how much money you started out with, rather it’s all about having the correct mental attitude towards money. There are many different ways in order for you to change the way you think about money all of which will result in a positive way, such as:
● Maintain a positive outlook on life and your spending.
● Take responsibility for the financial circumstances you encounter.
● Always think ahead and for the long term.
Just these three points alone can help you to achieve financial success as a result. In fact, let’s take a closer look at these three key points and how they can help you financially.
Maintain a positive outlook on life and your spending.
Rather than thinking or assuming that you cannot do something, either because it’s unrealistic, out of reach or too difficult, it’s always important that you remain positive and remind yourself that you can do it. If others have done it, you are no different, so you can too!
Take responsibility for the financial circumstances you encounter.
When things go wrong, don’t blame others or try your best to justify it. It’s important you begin to create your own circumstances. This can be done by choosing actions that are able to support the goals that you are aiming for.
Always think ahead and for the long term.
Always remember, if you choose to spend your money now on things that you perhaps don’t ‘need’ rather than spending money on the things you ‘need’, you run the risk of dipping into your savings, which means the money you would have saved can no longer be spent.
In order to make it happen, you need to be persistent.
It always pays to be persistent and by creating a plan for your future you can plan on making things happen. Put a game plan together, a strategy where you know where you are going, what you are aiming for, and how exactly you are going to get there. If you don’t succeed the first time it’s not an excuse or sign to quit. Keep trying. Most people who are rich never gave up at the first hurdle, and chances are they didn’t land with money in their pocket from the start, they earned it and worked hard. They were persistent!